We have a commitment to your future

We use life insurance to help you protect your loved ones.

At the Adair Agency, we want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over 30 insurance carriers so we can provide you with a completely customized plan, providing the coverage you need.

Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.

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Universal Life Insurance

Universal Life is a permanent life insurance with flexible premiums and adjustable benefits. In addition to its cash values, which can be used for children’s educations, it can supplement retirement income and be used for incidental expenses. This plan is considered to be the most flexible type of life insurance.

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Term Life Insurance

Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time that you choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options so that the coverage you select best matches your needs.

Mortgage Protection Insurance

A home mortgage is typically any American family’s biggest investment and their largest monthly expense. Mortgage protection insurance is more than just a safeguard, it's an investment into your family’s future. With the proper coverage, you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.

Final Expense Insurance

Final expenses are costs that arise at the time of a person's death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs. Generally, in the US. $9,000 covers the basic cost of a funeral.

We only propose options based off your best options.
We only offer options that fit your budget.
We follow the Golden Rule.

We offer insurance assurance

You built your family. We help you protect your investment in their future.

97%

Average approval & retention rate.

Our clients on average give us a 5 star rating on Google.

Some of the 80+ companies we worked with to serve you.

You built your family. Let us help you protect them when you are not able.

We believe the right life insurance provides assurance for now and tomorrow.

We find the right fit for you because people are not one size fits all.

Book A Call

10+min

getting qualified.

20+min

discussing options.

20+min

applying to approval.

200K+

Average coverage.

Why Do I Need

Term Life Insurance?

The number one reason for purchasing term life insurance is to provide peace of mind to your loved ones. If you were to die prematurely, would your loved ones be able to maintain their standard of living? Term life insurance can provide a cash death benefit that could be used to pay your final expenses, including the expense of a funeral service, a remaining mortgage balance, children's education expenses, or paying ongoing expenses after your death.

How Does

Term Life Insurance Work?

Like other types of life insurance, term life insurance starts with an application for coverage with an insurance company. Once a policy is in force with the company, you pay monthly, quarterly or annual policy premiums to maintain coverage. If you die during the specified policy term, the insurance company pays the specified death benefit amount to your named beneficiaries.

Death Benefits

Everyone has an expiration date. We just don't know the when or the how. We make sure when you pass away that your family doesn't need to do a Go Fund Me or waste money paying the government an inheritance tax. Instead, we help your beneficiary get a check from the insurance company generally in 30 days or less.

Living Benefits

We do offer on top of traditional insurance the ability to get living benefits where available. You can use the cash value to borrow off of while living. You can also use funds from the death benefit that cover you with chronic, critical, and terminal coverage when possible.

Debbie Jones

Will Adair actually did a Video call and asked questions to find out exactly what kind of Life Insurance etc that we wanted and needed at a reasonable cost. If you ever need anything or have any questions he is always available to answer you.

John Burke

Will Adair is honest dependable and very professional he will get to the problem and solve it and is pleasant to talk to so he has my vote. 100% thank you Will Adair.

Stephanie Elizie

Will was great, very knowledgeable. My husband and I came in not knowing much and Will explained everything clearly. It was a great experience and I would recommend Will and Adair Agency to everyone!

Hear From Our Clients about our agents

honest.

reasonable.

professional.

pleasant.

great.

We are so honored by all of clients positive feedback. We strive for 5 stars because that means we have probably done a good job of following the golden rule. "Do to others like you would want them to do to you."

You can read our reviews on Google.

What we do

1. We protect families like yours

Our focus is to protect our clients families from the reality of death. It is the one thing that is certain for all of us. We do this through mortgage protection, life insurance, retirement planning, and providing for the unexpected through affordable and customized insurance. We partner with over 80 of the top insurance companies in the United States.

2. We do this with good people

We do business with three goals in mind. 1. Help our clients get covered with their best options. 2. Provide agents the opportunity to pursue their extraordinary dreams instead of building someone else's dream. 3. Exemplify our values. Interested?

Know a good person looking for a different career or side hustle?

Apply Here.

Will & Olivia Adair

Agency Owners

Will & Olivia have a genuine passion for people and that’s why they work in the insurance industry. He’s a former pastor. She’s a former therapist. Want to know why they got into insurance?

Visit WillisAdair.com

Fiona

CCO - Chief Cavapoo Officer

Fiona may have failed business and obedience school but she adds her own unique and not quite so professional skillsets. She brings in a little humor everyday especially when things get rough.